Patricia Betro's Blog
When you’re searching for a home to buy, you’ll probably attend many different open houses. The open house is meant to help you get a feel for different properties. While you can’t get to know all the ins and outs of a home in a short time, you can get an understanding of some of the best things (and not so great things) about a property. Below, you’ll find some of the biggest warning signs that a property may not be all that it appears to be.
There’s A Lot Of Odor Masking Elements In Place
When you walk into an open house, you may get the smell of freshly baked cookies or a lovely candle. While these are great marketing techniques, they also can be a tactic to hide things. Perhaps there are some offensive odors in the house from mold, leaks, smoke, or mildew. You may not be prepared to deal with these kinds of problems once you move into a home.
You Notice Glaring Issues
While the home inspection will reveal many problems that may be invisible to the casual observer, you should still be on the lookout for issues on the surface of the home during the open house. These issues can include cracks in the ceiling or walls, cracks in the floor, or even squeaky floor boards. If you happen to see patchy walls in the home, that could indicate that repairs have been made several times. Be alert for these potential problems.
Does The Home Look Well-Kept?
When you pull up in front of the home is the lawn trim? Does the home appear clean? While everyone would hope that a homeowner would clean up their property before an open house, small and big things like this can indicate a bigger problem. If the home is not cared for on the surface, how many other underlying maintenance issues are there in the home? Neglected regular maintenance can cause larger problems of all kinds in a home.
Strange Cosmetic Fixes
A freshly painted wall could be suspect of a big problem. Under the paint could be mold, cracks, or other issues. Some homeowners do put fresh paint on their walls before selling in order to give the home a neutral feel. However, you should be on the lookout for other signs of problems in the home.
Channel Your Inner Detective
While you don’t need to dig as deep into a home as a home inspector does, you should be on the lookout as you scan a home for the potential livability for you. Things like glaring cracks in the ceiling, or a strong odor of cigarette smoke could be signs of future problems living in the home. The open house is your time to find a home that fits you and your life, so make the most of the opportunity.
You have heard it said that the eyes are the window to the soul, for your home, the front door is the entrance to its heart. A quick and easy way to up your curb appeal without much expense is to highlight your front door. Here are some simple projects you can do even if you are not too handy.
Keep it clean
Doors take a beating. They carry grubby hand and paw prints, marks from shoes and boots, grime from wind, rain, and sun exposure. Clean your door based on its material and surface. Wash down a wood door with a wooden floor cleaner and a soft sponge. Wipe a painted wood or metal surface with an all-purpose cleaner. Once you have the dirt and dust removed, give a wooden door some love with a furniture polish or citrus- based oil. Remove fingerprints and polish the metal hardware.
Give it a new color
If cleaning it is not enough to give it new life, painting a door is an afternoon project. Choose a darker or deeper hued color so that you do not have to prime it. Alternatively, if you want that bold lemon yellow or sunset orange, buy a primer-based exterior paint, and give it two good coats. Pick a feel-good color that makes your home a stand-out success but does not clash with the rest of your home.
Upgrade the hardware
Changing out your standard knob for a lever or latch, or a rusty metal plate for a new satin finish is a low-tech way to upgrade your door. Alternatively, consider hiring a locksmith to install an entryway keycode or a video doorbell option that adds safety and security to your home. If your home has a historic vibe, add a charming and unique door knocker or another adornment to up its attraction.
Give your door some décor
Brighten up your entry with a seasonal wreath that you can replace as you move from spring to summer, fall to winter. Buy one pre-made or take a class at your local hobby store and make your own.
Spruce up the entryway with a cheerful, inviting doormats too. A charming floral or welcome mat greets your guests and gives them a place to wipe off the dirt, keeping it out of your house.
If you are looking for ideas to brighten up your entrance, ask your realtor about what is trending in your community.
You may know that when you buy a home, you should purchase homeowner’s insurance. You may have never wondered if the coverage is required. Usually, insurance will be taken out of escrow and a part of our monthly mortgage payment. You may pay a yearly premium separate from your mortgage payment. Home insurance is a nuisance so if you could find a way around it should you forego it?
You can legally buy a home without a home insurance policy, but if the house is financed with a lender, the mortgage company usually requires that you have insurance on the property. A lender can also request that your home carry additional policies such as earthquake or flood insurance. There are minimums you must meet based on the value of your home and the lender you do business with. These standards exist so that you as the homeowner will have enough coverage to replace the property should it be a total loss in some type of natural disaster or fire.
The amount of coverage you need depends on how big the mortgage is that you have taken out. There are certain supplemental coverages that may not be required yet are sensible to carry. These extra coverages include:
Personal liability coverage
Personal property coverage
The good news is that as a homeowner you have a choice. You can shop around and see which insurance companies will give you the best coverage for the lowest price.
The bottom line is that you shouldn’t risk going without home insurance. Even if your loan company allows you to cancel your home insurance after a certain point, the risk is really not worth saving money. Without coverage or permission to cancel coverage, there is a chance your mortgage company could put your loan into default.
High deductible, basic insurance policies are better than nothing. If you’re going to pay a premium for home insurance, you should look into getting the coverage that makes the most sense for you and your family. You don’t need over the top coverage amounts, but you should aim for comprehensive protection for your property. The key is to balance the cost of your insurance with the value of the property. If your house burned down, you’d want to know that you could replace your property without worry. If you didn’t have insurance, you could really face some issues. You may not want to pay for home insurance, but you genuinely need it. Make sure you understand your coverages.
89 Ewald Ave, Marlborough, MA 01752
Smart lighting comes in intriguing varieties, adding a touch of luxury and personality to homes where they are found. It is fascinating to note that smart lighting has a broad range of applications and so is open to your spark of creativity.
While the technology serves one major purpose, illuminating homes, it can other applications as well to change certain conventional ways of doing things. This article will look at a few of these creative applications.
Give your home its own mind
Have you ever wanted a nice welcome into your home immediately that you open the door? With smart lighting options, you can customize the light fixtures to turn on when you get home and literally 'welcome you.’
Flaunt your favorite art collection
If you are a lover of the aesthetics of paintings, drawings or sculpture, you can focus your bulbs on your favorite art pieces and present them clearly whenever you have visitors or just for your own viewing.
Give the children's room a different look
Smart lighting can do a lot of good in your kids' room. Combining the color-changing and relaxing features of smart light fixtures can never go wrong in a zone where the energy level is always high.
Increase your home security with smart lighting
Most break-ins occur when homeowners are away. Smart lighting can serve as a deterrent to intruders. A good scheduling feature will convince an intruder that someone's home and deter them from seeing the house as an easy target.
Take your home parties to the top
Are you planning on throwing a party? Housewarming or, maybe, a small get-together?Smart lighting definitely has a role to play here. With a variety of colorful LED bulbs, you can set up a dance floor in no time. Also, some areas can take on other forms of illumination depending on how you want your needs met.
Smart lights can suit your mood
At some point, it becomes boring to have just one type and color of lighting looking down on you when you feel energetic and even when you're not. Smart lighting allows you to customize light fixtures and have them complement your mood at any time.
Whether to flaunt your art pieces or to bring life to a party, smart lighting is exciting and filled with plenty of potential. Let your creativity on some freedom and order some smart lights today.